Dissecting Operation High Roller

This report documents a new and particularly threatening fraud scheme uncovered by a joint fraud investigation conducted by Guardian Analytics and McAfee. Operation High Roller uncovered an international fraud ring that has stolen $78M or more by targeting high-balance accounts and using advanced automated cloud-based malware.

Learn More >

Download Now >

FFIEC Online Banking Security Readiness Study

This study, conducted in November 2011, reflects what financial institutions are doing - and have already done - to meet the 2012 deadline set forth in the FFIEC Guidance Supplement issued in June 2011. Findings cover overall business drivers plus specific action related to risk assessments, anomaly detection, and technology investments.

Learn More >

Read our announcement of this study >

2012 Business Banking Trust Study

Our third annual study is larger and more far-reaching than prior years. Input from nearly 1000 small and medium businesses includes detailed experiences with fraudulent transactions suffered through ACH payments, mobile banking and wire transfers. The findings show that fraud is widespread, businesses are looking to their banks to secure online banking, and despite expanded use of online and mobile banking and increasing fraud risks, businesses have not significantly changed their own ability to prevent fraud losses. The results for banks are lost money, lost trust, and lost customers.

Best Practices for Detecting Banking Fraud

Drawn from our own fraud analysts' decades of field experience, this paper presents overall strategies for preventing fraud, specific tactics for detecting fraud while clients are engaged in online or mobile banking, and how business operations can be prepared to respond quickly and effectively when fraudsters do strike.

Request This Whitepaper >

The Double Edged Sword of Mobile Banking

The increased customer demand for mobile banking services carries increased risk of fraud threats. FIs must wield this combination carefully to avoid fraud losses if they move too quickly or customer churn if they move too slowly. This white paper presents the current trends in mobile banking, fraud threats and consumer behavior that result in increased risk, and strategies for preventing mobile banking fraud.

Request This Whitepaper >

Anomaly Detection Toolkit

Includes:

• 1) Anomaly Detection info graphic showing how anomaly detection works
• 2) A voice-over video talking through the info graphic
• 3) "Anomaly Detection in Action" provides some real-world examples of fraud attacks stopped by anomaly detection solutions
• 4) "Beyond Conformance" explains additional benefits beyond simply stopping fraud and conforming to the FFIEC Guidance
• 5) "A Practical Guide to Anomaly Detection" white paper.

Learn More >

A Practical Guide to Anomaly Detection

The FFIEC now expects layered security with anomaly detection. This paper offers practical answers to commonly asked questions about the capabilities, implementation, and benefits of anomaly detection solutions and how they really work to stop online banking fraud.
PDF, 328k

Request This Whitepaper >

A Practical Guide to Customer Education

The FFIEC is asking financial institutions to improve customer education as part of their overall fraud defenses. This white paper, written with input from ICI Consulting's Greg Schratwieser, offers practical suggestions for what to cover and how to deliver customer education training in order to meet this requirement.
PDF, 239k

Request This Whitepaper >

Fighting Cyber Crime: Ordinary Institutions Providing Extraordinary Fraud Protection

This paper offers first-hand accounts of how some financial institutions are winning the war against online fraud, and in the process, making big fans of their account holders. It describes successful strategies that are built upon knowing how fraudsters attack, putting fraud defense into a strategic business context, identifying the primary advantage that FIs have over cyber criminals, and best practices for identifying and preventing attacks before the money is gone.
PDF, 328k

Request This Whitepaper >

Best Practices for Building a Holistic Security Strategy

Read how a holistic strategy, rooted in behavioral analytics instead of rules and algorithms, can protect ALL account holders from the widest array of online fraud threats, with minimal inconvenience and disruption of legitimate online banking activity.
PDF, 451k

Request This Whitepaper >

Authentication: The Weak Link in the Battle Against Online Fraud

Cyber criminals are successfully getting past multi-factor authentication and stealing millions. This paper explains the methods criminals use to compromise accounts, what they do when they get into accounts, and how they get the money out. It also explains a new style of fraud prevention technology – Dynamic Account Modeling™ – that has been proven to recognize fraud attacks before the money leaves your bank.
PDF, 1.1 MB

Request This Whitepaper >

Stopping Multi-Channel Attacks at the Source

This Security Curve white paper describes how seemingly innocuous access to online account could be contributing to the rise in offline fraud, and provides a look at how stopping unauthorized online access could reduce fraud across multiple channels.
PDF, 621k

Request This Whitepaper >